Saving money is on the minds of many people. Fear of losing your income or just fear of not planning ahead can be strong motivators to get you saving more money than you have in the past.
Use Cash
Forget about your credit cards and use cash instead. You will avoid interest fees and it will help you fight temptations to making unnecessary purchases.
Trade In Unwanted Electronics
National retailers like Bets Buy, Costco and Sears have trade in programs. Some will accept Apple Ipods, Apple laptops, mobile phones and PC laptops and let you have gift certificates to use for new purchases.
Compare prices
Price comparisons help you save when grocery shopping. Internet comparison shopping sites are plentiful so be sure to use them. Sites like groceryguide.com and mygrocerydeals.com allow you to compare prices in grocery stores that you shop at, saving you both time and money.
Research Your Insurance Coverage
Before buying insurance for you or your loved ones compare and analyze your risks in the insurance you are currently paying for. Do you have enough to cover you in case of catastrophe? Make sure you are well covered to protect you from exorbitant losses. Meet regularly with your insurance man to discuss your protection.
Pay Insurance Yearly
You can avoid paying monthly fees if you pay annually. Every little bit of savings helps. Figure out how much you can save yourself by paying annually.
Use Coupons
If you add up the savings you get when using coupons, you may be surprised at how much difference they make. Check your local papers, magazines or surf the net for printable coupons. Remember to check the fine print for any special rules that may apply.
Use Online Alerts
Many companies have an automated email alert system that will notify you of sales coming up for the products you normally buy. You can subscribe to money saving newsletters. Amazing deals and discounts will be sent to you through email. Travel package deals are sometimes only available through specials advertised through email.
Walk More Often
Are there places you can get to by walking instead of driving? If you make it a habit to get exercise by walking places you would normally drive, you end up doing two good things for yourself. Save money on your gas expenses and your gym expenses. Maybe you’ll be able to give up an expensive gym membership with your new exercise plan.
Avoid Impulse Buying
Most retail prices are lowered to get you do buy things you weren’t planning on. So sometimes even though items are on sale, they may not be a good purchase for you. Impulse buying expensive items because they are on sale has risks that come along with it. Waiting twenty four hours before you make a big purchase may give you just the time you need to reevaluate whether you really need the item.
Keep Learning New Ways To Save
There are a lot of Internet sites devoted to helping you budget and save money. Read those often to keep yourself alert to new money saving tips. Before you know it, you’ll be a regular saver and will start enjoying the benefits of your planning.