Savings

Personal Finance: Save Thousands Without Sacrificing a Dime

How To “Live Life Better” Without Really Trying

Savings Are All Around Us

The Economy is hurting.

Retailers are hurting.

People are hurting.

From National Chains to Ma & Pa stores, retailers are dying to get you in the door.

Why We Miss Opportunities To Save

You know that there are constantly coupons and discounts available on all kinds of items.

You just don’t remember at the moment or you don’t want to be bothered with clipping the coupons

Or you are in a rush and it’s inconvenient at the moment.

So you let all these opportunities slip through your fingers.

How Much Can I Realistically Save?

· $100 a month is $1,200 a year

· $200 a month is $2,400 a year

· $300 a month is $3,600 a year

· This starting to sound interesting, isn’t it!

How To Capture These Savings

In the Palm of Your Hand – the technology on your cell phone!

Always At Your Fingertips, you can find these savings in a second – Fast & Easy.

What Things Can I Really Save on?

· Food, Beverages, Nutritional Supplements

· Health & Beauty Aids

· Housewares

· Clothing

· Electronics

· Mobile Phone Service

· Utility Bills

· Jewelry

· Office Supplies

· Furniture

· Restaurants

· Movies

· Car Rentals

· Business Expenses

· Medical, Legal and Tax Services

· Vacations

· & More

How Does All This Add Up?

Think about your monthly purchases, the regular ones and the infrequent ones. If you are living paycheck to paycheck, then it is virtually everything except your rent or mortgage. If that is $2000 a month and you save 10%, that is $200 a month or $2,400 a year. Expenses of $3,000 a month, saving 10% is $300 a month or $3,600 a year.

All This With No Cutting or Sacrificing Anything

Keep in mind, you are not changing any buying habits or behaviors. Whatever you are enjoying now, you will continue to enjoy. You are simply making being an educated and smart consumer into a routine. You are on your way to the store with your list. Just check on your phone for the coupons and discounts available right there in your neighborhood. If you are like me, you get a certain joy out of getting things for less. You feel like you beat the system. Why deprive yourself of that joy!

How to Double and Triple Your Savings

Assume part of your monthly expenses include $200 of interest on department store and credit cards.

If you use some of these savings to pay them off in one year, than you have an additional savings of $200 a month or $2,400. You have now made a $5,000 to $6,000 change in your annual spendable income.

In Conclusion: Convenience and Consistency Are the Key

By simply using technology that can live in your phone, you can save thousands of dollars and leverage them into 10’s of 1000’s of dollars in a short time. Believe it or not, you can even make supplemental monthly income by sharing these savings techniques with others.