Put away your wallets because getting started in financial planning has nothing to do with money.
Life, and especially your financial one, boils down to one simple thing: making decisions. Take a moment and think about all the choices you make on a daily basis: what to wear to work, which project to work on, whether or not to put in overtime, what to make for dinner, or what to read your kids before bedtime. Now think about all the “money” decisions you make. Don’t think you have many? Guess again.
Everything you do in life involves your wallet – from taking family vacations to bringing your lunch to work to seeing a new movie to getting married or having a baby. There’s a cost to living, and that’s why we’re here to help.
A lot of people spend a whole lot of time worrying about the small stuff – a little extra yield on their savings, a few dollars less in mortgage payments, slightly higher returns, and slightly lower commissions.
While these actions may line your pockets with a few more dollars, managing your money does not have to be this complicated, worrisome, or tedious. If you spend all your time focusing on fractions of a point, you may lose sight of the big picture.
Instead, make the right financial choices in life on a handful of major decisions rather than focus on the little details. Over the long haul, this will help alleviate any stresses about future financial security. After all, time and money are both precious commodities – why wrap yourself up in minutiae?