Due to many reasons, people may prefer having a comprehensive car insurance for their new car just because they need to keep it safe from the possible catastrophes. In Australia, these kinds of coverage options are available for the cars that need a full-fledged protection against the daily risks of getting damaged due to some circumstances around the vehicle and the way the car would be affected by the environmental hazards and the possible happening around it.
As a fact, hazards and damaging situations are always there and when you have got a new car with you, you might not be expecting even scratch on its bonnet. Though, such kind of insurance coverage is usually utilized by the car issuers and the car leasing companies that are usually offering new cars to their customers. They provide the cars with a surety that the leasing person will obtain a comprehensive coverage through an insurance company so that any kind of possible damages could be compensated easily and they would not have to face loss.
Any of the comprehensive car insurance that you may get for your car would be offering the complete coverage when your car faces any of the following situations:
Damage from theft
In case your car gets damaged or is being stolen, the comprehensive coverage offers the compensation and coverage for such a condition. You may also have a third party fire and theft car insurance to avoid the theft claim from the third party and get the claims covered by your insurance company
Car damaged by fire
In case the car gets fire or gets damaged by the fire nearby, your comprehensive coverage covers your car.
Explosion
In the case of explosions that may damage your car that would also be covered under the comprehensive car insurance.
Damage is done by flying objects or falling object on the car
In case if any falling object or a flying object falls on your car, causing a serious damage, comprehensive insurance covers it for sure.
Weather conditions and natural disasters
A classic car insurance would give you a chance to cover your car for natural disasters and weather conditions when the extreme weather may cause damages to your car.