Making the decision to start saving money for investment can be a liberating experience and you are among the top 5% of individuals as soon as you make that decision and take the concrete steps necessary to begin investing.
Sure, there are a lot of people with super funds, but this is not pure investment. Packaged financial instruments are generally quite diluted in their returns and it takes many many years to see a reasonable return for the wait.
I am talking about active and wise investment. The type of activities that makes people very wealthy quickly. This type of investment is what most people fail to recognize. Most average people never think about saving for investment because it is hard. When you successfully do something that is hard, you become one of the few that can. The air up there is fresher and the view and perspective is clearer.
The difficult things in life are the desirable things. Most people do not have enough to make the next power bill because they spend most of their income entertaining or going to clubs or what have you. The thought of taking that surplus $100 and putting it somewhere safe instead of blowing it on a good night out can be a difficult decision. Doing so will put you in a position to pounce on an opportunity when it comes along.
The reason why I am so confident that opportunities will come your way is because having surplus capital and allocating it for investment is a rare thing. That being the case, there is a plethora of genuine and quality opportunities floating around because of this lack of competition. The ones that know this and have the funds and learn how to assess an opportunity for its risk VS reward benefits can easily become quite wealthy in a short amount of time.